Sometimes, banks may not allow PayJunction to withdraw funds from a particular bank account. These attempts will reject with the code: R29. In such a case, the bank will need to allow PayJunction to charge the account. The bank will need PayJunction's Originating ID's in order to enable withdrawals by PayJunction.
PayJunction has two Originating ID's. Please ask the bank to allow both Originating ID's to charge the account: