How long are funds guaranteed?
To ensure protection against chargebacks, PayJunction only guarantees authorizations for 6 days. On the 7th day, PayJunction will automatically void any transactions that remain on hold.
Funds for transactions that are processed as an Authorization (aka "Hold") will be guaranteed for a particular amount of time. Ultimately, it is entirely up to the card-issuing bank as to how long they will guarantee that funds will be available for that transaction. Typically, the following rules apply, but it is ultimately up to each card-issuing bank:
| Debit and Credit Cards |
To ensure protection against chargebacks, PayJunction only guarantees authorizations for 6 days. On the 7th day, PayJunction will automatically void any transactions that remain on hold. If a transaction is automatically voided on the 7th day, it is best to re-charge the transaction (i.e. re-process as a hold) in order to obtain a new authorization for another 6 days. |
How do I Capture or Void the transaction?
When a transaction is archived in your History as a Hold, you will need to manually update it to a Capture in order to be paid for that transaction.