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  1. PayJunction Support
  2. Billing and Deposits
  3. Bank Deposits & Funding

How long does it take to receive my funds?

Next Day Funding Deposit Schedule

Credit Cards

Settled by 5pm PST
Deposit Day
MondayTuesday
TuesdayWednesday
WednesdayThursday
ThursdayFriday
FridayMonday
SaturdayMonday
SundayMonday

5pm PST - Settlement Cut Off Time

All credit/debit card transactions that are settled by 5pm PST will be deposited on the schedules listed above. However, if the batch is settled after 5pm PST, the deposit will be delayed by an additional business day.

ACH

Settled by 1pm PST
Deposit Day
MondayTuesday
TuesdayWednesday
WednesdayThursday
ThursdayFriday
FridayMonday
SaturdayMonday
SundayMonday

1pm PST - Settlement Cut Off Time

All ACH check transactions that are settled by 1pm PST will be deposited on the schedules listed above. However, if the batch is settled after 1pm PST, the deposit will be delayed by an additional business day.

Other Funding Deposit Schedules

Funding Exceptions

In a few cases, some merchant funding times may take an extra day or two to process. 

For example, merchants who:

  • Do not use PayJunction software to process transactions.
  • Merchants on standard terminals.
  • Merchants future selling products and services.
  • Other.

Credit Cards

Settled by 5pm PST
Deposit Day
MondayWednesday
TuesdayThursday
WednesdayFriday
ThursdayMonday
FridayTuesday
SaturdayTuesday
SundayTuesday

5pm PST - Settlement Cut Off Time

All credit/debit card transactions that are settled by 5pm PST will be deposited on the schedules listed above. However, if the batch is settled after 5pm PST, the deposit will be delayed by an additional business day.

ACH

Settled by 1pm PST
Deposit Day
MondayWednesday
TuesdayThursday
WednesdayFriday
ThursdayMonday
FridayTuesday
SaturdayTuesday
SundayTuesday

1pm PST - Settlement Cut Off Time

All ACH check transactions that are settled by 1pm PST will be deposited on the schedules listed above. However, if the batch is settled after 1pm PST, the deposit will be delayed by an additional business day.

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