PayJunction's Risk team and PayJunction's partner bank(s), take proactive measures to protect our merchants. If our Risk team sees any card activity that is unusual, a representative may reach out to validate the transaction and confirm that the proper security precautions are in place. You may be contacted if any of the following is observed:
- Transactions are keyed without address verification (AVS) or cardholder verification information (CVV).
- International card transactions.
- Unusual spikes in processing.
- Increase in decline activity.
Historically, the examples above have been precursors to loss scenarios for merchants.
PayJunction's Risk team may reach out to review transactions and ensure that you are taking all of the necessary steps to protect against chargebacks and fraud.